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OUR SERVICES
Our diverse product offerings enable us to use strategies and make recommendations that fit your personal values, providing you with the security, performance and tax efficiency you need,
We call this the SLEEP FACTOR.
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We believe in a Respectful, Values Focused, no-pressure process.
We aren't fancy, we stick to the
4 Fundamentals of finances required for you to live based on YOUR VALUES.
Everyone receives the same level of service & access to expertise, regardless of income or net-worth.
Planning
We provide Values Based Financial Planning
Our values based financial planning process starts by learning about you.
What are your values based financial goals, hopes, challenges, and even your fears?
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We go beyond the math, we believe that money should be a tool to support the life that it serves.
Specialized planning:
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Debt Elimination
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Retirement
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Retirement Income
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Estate Preservation
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Business Succession
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Farm Succession
Regardless of what stage of life, there are 4 Fundamentals that are the foundation for everything.
Insurance
Protect Income & Protect Assets
Life
Critical Illness
Disability
Health & Recovery
Being independent brokers, if a solution exists we can provide it, including:
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non-medical
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pre-existing conditions
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previously declined
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Investments
Investment Products*
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Segregated Funds
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Insured Investment Funds
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Mutual Funds**
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Annuities
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High Net Worth
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GIC/GIA
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ETF Strategies
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Socially Responsible Investments
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RRSP, TFSA, RESP Lending
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Investment Lending
Investment Accounts
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RRSP/RRIF
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TFSA
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LIRA/LRIF/LRSP/LIF
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RESP
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RDSP***
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Non-Registered accounts
Business
Whether a sole proprietor or a large corporation we have the solutions
Insurance
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Key Person
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Buy-Sell
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Executive Compensation
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Split-Dollar Solutions
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Business Overhead
Benefits
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Group Health
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Disability
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Health Spending Accounts
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Cost - Plus
Investments
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Potential Tax Deferral
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Individual Pension Plan
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Short Term Cash Holdings
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Registered Pension Plan
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Group RRSP
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Group TFSA
